Higher interest rates, record low inventory, rising home prices, and investors snapping up the most affordable housing – it feels like all the market conditions are working against first-time buyers. Then comes the news that zavvie, teaming with Luminate Home Loans and its NEO Home Loans, has been helping hundreds of first-time buyers (and others) break the bad-news cycle. By giving more buyers the opportunity to buy a home with a cash offer, there is some really good news – especially for first-time buyers. As a former loan officer for 8 ½ years – and from my time at Fannie [...]